HIGHLIGHTS FROM THE CHANCELLOR'S PRE-BUDGET REPORT

On our website today we highlight seven areas of the Chancellor's Pre-Budget report so that you can quickly gain an overview of changes that may affect your financial planning.

The topics covered are:

• Individual Savings Accounts (ISAs)
• Stamp Duty on New Homes
• Pension Term Assurance
• UK Real Estate Investment Trusts (REITs)
• Residential Property held in Pension Schemes
• Alternatively Secured Pensions (ASPs)
• Unsecured Pensions

Under each heading we very briefly describe the background to the proposed changes, the announced changes themselves, and our comments on those changes.

Please remember that these highlights are simply intended to flag up whether your financial planning may be affected in any way. They are not meant to go into any detail of the proposed changes themselves, some of which are very complex.

You will find the highlights at www.arch-fp.co.uk/pre_budget.php

Personal Advice

If you would like to receive advice on your pension or investment financial planning, please ask your usual Arch adviser, or telephone 0845 3700 661 or email direct@arch-fp.co.uk.

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